Most Alaskans in the workforce have probably heard mention of workers’ compensation, but many might be unfamiliar with exactly what that means. Workers’ compensation is a benefits system that provides medical care and wage replacement to employees who have suffered an illness or injury on the job. Regardless of who was at fault for the injury, workers can apply for and obtain these benefits to help them recover as fully as possible.
The Benefits Alaska Workers’ Compensation Can Provide
When an employee is injured in the course of his work—in a car accident traveling for the job, in a fall at a job site, or in any other of the many common work-related accidents that occur every year—he may need time away from work to seek medical treatment and recover. While necessary, this can create a significant financial strain for the worker and his family. Workers’ compensation exists to help ease this burden and get employees back to their normal lives as much as is possible. Workers’ compensation provides compensation for:
- Medical expenses related to the work injury. These expenses can include hospital stays, surgery, medication, rehabilitation, and more.
- Wage replacement for income that would be lost when the employee is not physically able to work during his recovery or on an ongoing basis if the employee suffers a permanent disability.
Types of Workers’ Compensation Benefits
Alaska’s workers’ compensation system provides a number of different types of benefits to address the wide range of needs of injured workers. These benefits include:
- Temporary total disability (TTD). Workers who are unable to work at all during their recovery from a work injury may collect TTD. These workers are expected to make a complete recovery and return to work.
- Temporary partial disability (TPD). Workers who can return to work directly after an injury but cannot perform all their normal duties until they are fully recovered are eligible for TPD. These workers are also expected to recover completely.
- Permanent partial impairment (PPI). For workers who have suffered a permanent injury such as an amputation or loss of use of a body part, PPI is paid in addition to temporary disability benefits.
- Permanent total disability (PTD) Workers who can “no longer regularly and continuously work” because of their job-related injury, may qualify for PTD benefits.
- Death benefits. Surviving dependent family members of a worker who dies as a result of his work-related illness or injury may collect death benefits.
An Attorney Can Help If You’ve Been Injured on the Job
If you or someone you love has suffered injuries on the job, you may be eligible for workers’ compensation benefits. The system can be confusing, however, and it does happen that claims can be discouraged by employers or even denied without cause. Anchorage-based attorney Ben Crittenden helps Alaska workers understand their rights and obtain the compensation they need to recover. Ben provides experienced guidance to injured workers and their families to ensure their success moving forward. Call Ben’s office today or take a moment to fill out the contact form on this page to learn more about how he may be able to help.