Am I eligible for workers’ compensation benefits if I was responsible for the accident that caused my injury?

Before the adoption of the workers’ compensation system, work injuries could be a nightmare for both employees and employers. While workers struggled to get the medical care they needed, employers were left short staffed and faced negligence lawsuits. To help both sides move forward as smoothly as possible, the workers’ compensation system evolved on two main tenets: workers could not sue their employers, but would get medical and lost wage benefits regardless of fault.

When You Are Responsible for Your Injuries

Workers’ compensation benefits are provided much like no-fault insurance. If an injury occurs at the workplace, regardless of whose actions are to blame, the injured worker can obtain benefits. As long as the injury results from the course of employment, there is no issue with fault. Injuries commonly occur when employees plan improperly, fail to adhere to safety guidelines, or simply lose focus. These behaviors will not typically keep an injured worker from receiving the medical care and wage replacement benefits they need to recover as fully as possible.

Exceptions to the No-Fault Workers’ Compensation Rules

There are, however, certain situations in which an injured worker’s behavior can negatively affect his eligibility for benefits. In Alaska, there are two key exceptions to the no-fault rules. Workers may be denied benefits if the injury is caused by either:

  1. The worker’s intent to willfully injure or kill another person.
  2. The worker’s intoxication by drugs or alcohol.

Learn More About Your Rights as an Injured Alaska Worker

Too many times, injured employees fail to even file for the benefits to which they are entitled because they worry their role in the injury will be an obstacle. This is typically not the case and attorney Ben Crittenden helps Alaska workers understand their rights and find the most effective way forward after a work injury. Even if you aren’t sure if you are eligible for these benefits, contact Ben today to discuss your unique situation. He can help you determine what to do next and provide the guidance you need to be successful during this difficult time. Call his Anchorage office or take a moment to fill out the contact form on this page to get in touch directly with Ben, and take the first step to as full a recovery as possible.