Ridesharing services have been rapidly gaining in popularity across the world over the last few years. These services have proven to be easy to use, effective, and generally safe. However, accidents do still happen while passengers are riding in an Uber or Lyft, so where does that leave them? What rights do passengers have when they are injured in an accident while ridesharing?
What Is Ridesharing?
First, it may help to understand exactly what ridesharing is. This type of transportation is an arrangement between an owner of a vehicle and a passenger for a ride, typically organized using an app. Uber and Lyft are the two most prolific ridesharing services in the U.S. In general, drivers for these services are considered independent contractors who use their own vehicles and set their own hours when giving rides.
When Another Driver Is to Blame for Your Alaska Crash
When a careless driver causes an accident during your rideshare and you are injured, you have rights just the same as in any other accident. The at-fault driver can be held responsible and his insurance should cover the cost of your property damage, medical care, lost wages, and more.
When Your Uber or Lyft Driver Causes an Accident
Who is to blame when your driver causes the accident? The driver as a private citizen? The rideshare company? The notion of insurance for rideshare drivers has caused a great deal of debate, but current policies do ensure that injury victims are able to hold the driver accountable. Uber and Lyft have insurance for these situations that will typically cover passenger injuries. Both companies provide up to $1 million in liability and uninsured/underinsured motorist coverage, as well as contingent collision and comprehensive coverage for the actual cash value of the losses.
Obtaining Compensation After a Rideshare Accident
In either scenario, regardless of who is at fault, it is likely that their insurance company will attempt to minimize your compensation or even dismiss your claim altogether. Private drivers may not carry sufficient insurance, or they may try to shift blame onto another party. At these times, an experienced personal injury lawyer can help. Our attorney has navigated this process before and has fought successfully for injury victims just like you.
At The Law Office of Ben Crittenden, Anchorage-based attorney Ben Crittenden knows how important it is for his clients’ stories to be told. He works hard to ensure every injury victim is given the best chance for as full a recovery as possible. If you or someone you love has suffered injuries in a car accident during a rideshare, call Ben today or request his free newsletter. He can share important information about your rights and help you decide the best way forward.