Assuming the car you are driving in is insured, your auto insurance policy will most likely have an uninsured motorist provision, which means you may have a claim for uninsured motorist benefits under your own policy. Lawyers refer to this as a UM claim. If you make an uninsured motorist claim, your own insurance carrier has the right to use all defenses that the other at-fault driver may have had against you in the auto accident claim.
An uninsured motorist claim therefore essentially creates an adversarial relationship between you and your own insurance carrier. This adversarial relationship with your own insurance company surprises many people and often creates the need for an attorney to become involved. Consequently, it may be wise to talk to an Anchorage personal injury attorney before making an uninsured motorist claim on your own insurance policy. You can contact the Law Office of Ben Crittenden at 907-771-9002 for a free consultation or visit our Frequently Asked Questions page or Blog.