If you’ve been in an auto accident and the other party is at fault, expect their insurance company to contact you, quite possibly within 24 hours. High on their priority list will be to charm (or scare) you into giving a recorded statement. Do not agree to it—ever.
Do Not Give the Insurance Company a Recorded Statement
Anything you say in a recorded statement can be used against you later. Your words can be twisted to completely change the story about what happened. You might say something that didn’t come out right, and once uttered, it can’t be taken back. If you change your answers later, it will look like you’re the one who’s changing the story.
Also, some injuries only manifest themselves days, weeks, and even months after an accident. If you speak on your injuries (or a suspected lack thereof) too quickly, you may look foolish later and end up hurting your case.
The adjuster might ask you to sign a medical authorization in order to get their hands on your
medical records. Never sign off on this either (or any documents). Medical authorization gives them wide latitude to delve into far more information than is necessary. Obtain your own medical records and bills. Review them for accuracy and clear up any errors with your doctor. At that point you can select what is truly pertinent to send along to the other party’s adjuster.
The other guy’s insurance adjuster is not your friend. Everything they do is designed to keep from paying you what you deserve. You will need to be more forthcoming with your own insurance company…but exercise caution. Contact an auto accident attorney to protect your rights.
An Experienced Attorney Can Help After a Car Crash