If you have been injured or suffered losses due to the negligence of another person or business, you may be entitled to compensation. You can file a personal injury claim or a personal injury lawsuit—two distinct processes.
Injury Claims and Injury Lawsuits are Not the Same Thing
Typically, a personal injury claim involves you and the at-fault party’s insurance company. You will notify them of the circumstances of your case—ideally with a well-crafted demand letter—and what you expect to receive in compensation.
The insurance company will investigate your claim and decide what they are willing to pay you, if anything. If you negotiate a mutually acceptable agreement, the insurance company will send you a release form and check. Once you sign the release and cash the check, your claim is final. It cannot be revisited in the future.
It is strongly recommended that you hire a personal injury attorney when filing a significant claim. Without one, the process can be a minefield. Insurance companies seek what’s best for them—not for you—by paying as little as possible. An attorney will handle all correspondence with the insurance company, write your demand letter, determine what medical information should be released, negotiate your settlement, and ensure your future rights, among other duties.
If an acceptable negotiated settlement cannot be reached or the at-fault party’s insurance is not enough to cover your losses, your attorney can file a personal injury lawsuit with the court. A personal injury lawsuit is typically a last resort—due to time and cost considerations—but it’s a powerful tool for achieving fair compensation when your case is strong.
Anchorage attorney Ben Crittenden has represented many Alaskans, helping them obtain the compensation they need and protecting that recovery from those who may seek to take advantage of them. Even if you aren’t sure of your rights, call The Law Office of Ben Crittenden today to speak directly with Ben and take that first step toward getting back to your normal life.