The auto insurance industry is awash in profits. Part of the reason is that they deny liability, make lowball settlement offers, and delay payment for as long as possible, hoping claimants just go away. Here are a few other tricks they employ…
The Games Adjusters Play
Some adjusters will charm your socks off. Keep in mind that they work for the insurance company, not you. Saving money is their ultimate goal. Don’t be blinded by their friendliness.
Adjusters will likely want you to give a recorded statement. They may hint that the law requires it (it doesn’t). Don’t give a statement unless you have an attorney who approves and accompanies you. Never agree to having it recorded. Words can, and will, be twisted.
You may be asked to release all your medical records. Bad idea. Have your medical records released to yourself. Then you decide which information is relevant and pass that along to the insurance company.
The insurance company might offer you a quick settlement if you sign a release. With bills piling up and no income due to injury, this may be tempting. But by signing a release, you forfeit the right to ask for more money or to file suit down the road. Remember, some injuries don’t become evident until well after the accident.
Adjusters will try to convince you that you don’t need an attorney, who will “bog down the process” or “doesn’t deserve a percentage of your settlement.” Statistical evidence shows that claimants with an attorney fare much better than those without one. An attorney can deal with the insurance company, help you attain fair compensation, and protect your rights.
You Need an Attorney
When you have injuries resulting from a pedestrian accident or auto collision, you need professional representation by an attorney with the experience necessary to win your case. You need a lawyer who you can have full confidence in. To learn more, contact the Law Office of Ben Crittenden to schedule a free, no-obligation case evaluation.