Alaska car accidents often involve several different parties and entities. One of those is the insurance adjustment, whose job is to move claims forward and settle them so that the number of outstanding claims is kept to a minimum. While insurance adjusters may appear to be there to help, I would not speak with an insurance adjuster without consulting an Alaska personal injury attorney. Here are a few reasons why.
Insurance Companies are For-Profit Companies
Insurance companies are large corporate entities that are publicly traded. Therefore, people who work for the insurance company have a responsibility to the shareholders before anyone else; this includes you, the injured claimant. Concomitant with this is an implicit duty on behalf of the adjuster to minimize the exposure to liability that their employers face, such as how much money they pay a claimant in a car accident involving their insured.
Insurance Adjusters Limit Liability
Insurance adjusters are supposed to settle claims filed with their employer, the insurance company. But there is also an implicit responsibility to minimize claims and pay as little as possible. This is generally accomplished by negotiating with someone who has a claim and paying as little as possible. Adjusters often try to settle claims fast for as little money as possible. For some companies, the phrase they work by is “the fast nickel over the slow dime.”
How Alaska Car Accident Lawyers and Personal Injury Attorneys Can Help
If you or a loved has been injured in a car accident you should contact a personal injury attorney. Contact the Law Office of Ben Crittenden at 907-771-9002 for a free consultation. You can also visit our personal injury page, car accident page, and our Blog for more information.